Maryland Insurance Administration Maryland Insurance Life-Producer

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Maryland Insurance Administration Life-Producer Exam Syllabus Topics:

Maryland Insurance Administration Maryland Life Producer Exam (Series 20-27) Sample Questions:

Question #1

Publishing a derogatory article about the financial condition of an insurer that is false and calculated to injure the insurer is an example of:

A. Defamation
B. Coercion
C. Intimidation
D. Extortion

Question #2

If an insurer knowingly fails to enforce a policy provision on one occasion, the insurer may be prevented from enforcing it on a subsequent occasion by the principle of:

A. Waiver
B. Subrogation
C. Adhesion
D. Estoppel

Question #3

In the event of a death claim under a life insurance policy, what happens to the amount of any existing policy loan?

A. It is canceled, and the beneficiary receives the face amount of the policy.
B. It represents a primary claim against the estate of the insured.
C. It is deducted from the face amount of the policy together with any interest due.
D. The beneficiary has an obligation to pay the amount to the insurance company.

Question #4

Advertisements in general shall be:

A. Clear only by familiarity with insurance terminology
B. Truthful
C. Approved by the Insurance Commissioner
D. Clear only by implication

Question #5

The free-look period provided in a life insurance policy is usually:

A. 60 days
B. 31 days
C. 10 days
D. 45 days

Solutions: